IFSC Code
✓ Last verified 14 Sep 2026
The short version
IFSC (Indian Financial System Code) is an 11-character code that uniquely identifies a specific bank branch - required for NEFT, RTGS, and IMPS transfers to route money to the correct branch.
The first four characters identify the bank, and the remaining characters identify the specific branch - ensuring an electronic transfer routes to the exact branch where the recipient's account is held, not just the right bank. It's printed on chequebooks and available on the bank's website/app, and is a required field alongside the account number for NEFT, RTGS, and IMPS transfers - see our article comparing those three methods.
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